NI HOLDINGS CORP.

NI Holdings, Inc. is a North Dakota business corporation that is the stock holding company of Nodak Insurance Company. The company generates its results from five insurance subsidiaries. These subsidiaries write property and casualty insurance coverages, including private passenger automobile, non‐standard automobile, homeowners, farmowners, crop hail, federal multi‐peril crop and commercial insurance policies. The company writes insurance coverages across five states and also holds licenses in 7 additional states for future geographic expansion. Insurance coverages are marketed through captive agents in North Dakota and through independent insurance agents located through all other operating areas. NI Holdings is a stock holding company formed prior to the company’s 2017 initial minority public stock offering, in connection with the demutualization of Nodak Mutual Insurance Company and formation of Nodak Mutual Group, Inc., a mutual holding company. To profitability grow our companies thus increasing shareholder value over time. To empower our employees to make decisions that contribute to our success while providing a challenging and fulfilling work environment. To give back to the communities where we live and work by supporting education, community and charitable organizations through corporate sponsorships and employee volunteerism.