GRAHAM TOBE PROFESSIONAL CORPORATION

Graham Tobe Professional Corporation (Owemanco) was founded in 2001 by Graham Tobe. It's mission is to offer a competitive source of short-term mortgage financing for transactions from $250,000 to $8 million by underwriting loans on behalf of investors seeking secure investments and consistently strong returns. Graham Tobe is the President & Chief Executive Officer of Owemanco. Graham has practiced commercial and real estate law in Toronto with his 40-year career. During this time and for 6 years, Graham served as legal counsel to the Board of Directors of the Independent Mortgage Brokers Association of Ontario. In 2001 Graham founded Owemanco as a mortgage brokerage, syndicator and subsequently as a mortgage administrator. In 2010, he initiated the Owemanco Mortgage Trust (the “Trust”) an income trust currently with approximately 300 investors. Graham is responsible for investment decisions, growth strategies and management oversight of both Owemanco and the Trust.