CCR GROUP INC.

In 1991, CCR Group was formed in response to a demand for more efficient, knowledgeable and cost-conscious providers of employee benefit programs. Our primary focus is on the marketplace. We look at the full spectrum of benefit packages in the marketplace to seek our "best quality, best price." We also believe in the importance of establishing personal financial plans. We assess individual needs and suggest the ways in which you can achieve your financial goals and independence. CCR Group will deliver superior and knowledgeable advice in the selection and administration of employee insurance and retirement programs. We will be an industry leader in providing customer service to small to medium sized companies. Everything we do supports our mission statement. CCR Group offers services in Life Insurance Protection, Disability and Income Replacement Protection, Critical Illness Protection, Long Term Care Pre-funding, Online Educational Financial Library and more. Our approach to group benefits consulting is summed up in the following two interrelated commitments: Quality- We continuously improve all facets of our business through ongoing education and communication. Service- We carefully plan and work with our clients to better understand and cater to their individual needs. We are always available to respond to queries promptly and courteously. We are never satisfied until YOU are. Our success comes from providing effective and imaginative solutions to our customers' individual and often unique situations. We are innovative and we do not necessarily follow standard packages. We can make a custom fit to satisfy any particular need. Programs Offered: Employee benefits, Retirement planning. Products Offered: Life insurance, Critical Illness, Key person insurance, Quarterly newsletter, Website reference library.